Today was a quiet day of small triumphs: we secured the children's "assurance scolaire" - scholary assurance ("In case your scholarly book doesn't sell?" I thought at first) is for school-age children and is completely new to us. There's absolutely no such thing in the States. The idea was formalized about 80 years ago (at least in the company we're working with - I asked) to protect a child's educational experience. The website is incredibly complete and makes you want to insure everything! I spoke for a good long time with a woman from the company and she went through everything that the policy covers (of course in doing so, she enumerated all of the things that could happen to a child on his or her way to or from school, in school, getting ready for school, studying for school - it was all I could do not to rush to school, grab the kids and go hide under the sofa with them!) (yikes!). And it really does cover everything that might interfere with a child's education: down to damage to musical instruments! Eyeglasses broken? that interferes with your education: fixed. tooth cracked? fixed. there are two other interesting categories, aside from the enormous "you get hurt at school, or on your way to and from school or during a field trip" category: one is in the instance that your child hurts someone else, even by accident (yikes!); and the other is sports. I pause on this, because I think of how reasonable sports are here (well, I'm not necessarily talking about soccer, but even there) - there are clubs that practice on Wednesdays and games on week-ends - and still the kids are insured! I think of how many sports American kids play, how many of my college-age students hobble around on crutches from new injuries that revisit high school injuries. Medical insurance is supposed to take care of that and of course, we know that not everybody carries medical insurance in the States - our students undoubtedly do, the great majority of them, but I think of all the high school athletes who could use this kind of totally affordable insurance that would cover the time and effort and any injury they suffer at the hands of their high school sport. To cover one child for the whole year (and we went with the Cadillac model) costs $50. Fifty dollars. That's all. And there is no deductible: the insurance kicks in from the first Euro you're charged. It's astounding.
Small triumph #2 was confirming that we have an up and running French bank account. Yipee! Now, we can whip out our French bank card at restaurants and it can be slid through the little machine they carry around!!! Can't do it with American cards because they don't have the cool "puce" (which, yes, means "lice" or, figuratively I guess means "tiny computer chip at the end of your bank card"). But only one card for the two of us, we were told. We looked puzzled and the bank lady said "Well, you're always together anyway." Not sure why, but that totally cracked me up.
No comments:
Post a Comment